Debt Ratios
An Overview Introduction The intent of this report is to give the newcomer to the mail order business an overview of those laws and regulations that most affect the small mail order operator. Most mail order firms experience very small bad debt ratios. Newcomers to the mail order field residing in New York State should obtain a copy of the New York regulations. If it just has a cover price of $10 but was always sold at $7, a $5 price is not a 50% discount. As a rule of thumb, a business should be incorporated if it has annual sales in excess of $250,000. It is almost always necessary to obtain legal counsel in ordered to set up a company or a partnership. Call you local city or county clerk's office to obtain the necessary information. A Summary of Copyright Laws For those interested in becoming self publishers either by creating their own work or using someone else's, here is a small summary of copyright law. Under the present law, copyright is secured automatically when the work is created, and work is created when it is fixed in a copy for the first time. Postal Service, 475 L'Enfant Plaza West, W.W., Washington, DC 20260 You may also obtain a free copy of the Consumer's Resource Handbook.
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